Advice Around the World heads to Australia for episode two, as we speak to David Andrew, founder and CEO of Capital Partners Private Wealth Advisers. In a Zoom call spanning across three very different time zones, we ask Andrew about the decisions that turned Capital Partners into a multiple award winning business.
 
 Andrew also discusses the importance of cybersecurity, following an attack on his firm in 2018. Get caught out twice, as he says, and clients will be very anxious. If it happens three times, you can count yourself lucky to have any clients at all.
 
 We also learn about the Australian market for financial planning and how commission-led sales no longer rule the day. Listen in for his assessment of how Australian planners stack up against their foreign counterparts.