In this episode David and Cindy present a financial topic montage: the first topic provides tips to watch your budget so you don't pay extra for products and services that were added or cancelled on your bills. The second topic disusses situations where you can pay less and get the same quality and satisfaction for products. In the third topic they look back to episode #1 and review why it was important not to panic sell your investments when the overall stock market was down 40%.

In the last segment cyber security experts Austin Endo & Claire Cochran discuss password protection tips to keep hackers from getting to your financial data.