On Daily Mortgage Rates LIVE, we break down how Down Payment Assistance (DPA) programs help homebuyers cover upfront costs like down payments and closing fees. Most DPA options pair with FHA loans and offer grants or low-cost second liens to make buying a home more affordable. We explain how these programs work, eligibility requirements, documents you’ll need, and how repayment works. If you’re trying to buy a home but need help with upfront expenses, DPA may be the key.

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