In this episode of FintechTalks, Sanjib sits down with Dan Kimerling, Founder and Managing Partner of Deciens Capital, to talk about zero-to-one investing, building fintech companies from scratch, and why the best venture partnerships are artisanal, not industrial.

Dan shares his journey from founding Standard Treasury (acquired by SVB) to launching Deciens, now investing out of its third fund. He explains why Deciens leads nearly every deal, what founders often misunderstand about VCs, and how regulation, from stablecoins to private credit, is reshaping the future of financial services.

They also discuss lessons Dan carried from being a founder into venture, what makes a capital-efficient lending business, and why pacing and prep are key to getting the most out of Fintech Meetup.

If you’re interested in early-stage fintech, founder-VC dynamics, and the next wave of innovation—don’t miss this conversation.