Daniel Eberhard is the Founder and CEO of KOHO.

KOHO is one seamless platform for your money and life. Founded in 2014, they are a forward-thinking fintech company dedicated to financially empowering a generation of Canadians.

With a Mastercard and innovative tools, they provide their users with the ability to earn, spend, borrow, build credit, and budget—all in one convenient app.

Driven by a genuine desire to help people make financial progress, KOHO has touched the lives of over 1.7 million users.

Chapters

(00:00) Intro
(02:23) The Importance of Team Size and Revenue Per Employee (RPE)
(04:38) The Role of AI in Business Efficiency
(08:18) Canada-US Dynamics in Tech and Innovation
(10:33) Cultural Identity and Building a Winning Mindset in Canada
(12:05) The Value of Data vs. Intuition in Product Development
(15:53) Experience vs. Horsepower in Hiring
(19:21) Learning from Mistakes and Public Criticism
(22:39) Hiring Practices and Probation Periods
(25:01) AI Integration and Development at KOHO
(28:47) Learning and Growth
(31:02) Government Spending and Economic Concerns
(35:59) Energy Management and Longevity in Leadership