This week we're going to move away from sports and get back into the financial world this week and talk about the rise of payment technology.  That phrase is a huge "catch all".  Essentially as digital payments become more widely accepted by businesses and used by consumers - what does it all mean and what does it look?  My guest this week is Darrick Smith.  He has over 15 years' experience in the payment technology industry and now is an accountant by trade.  He has this unique vantage point of being able to see the industry from an provider's perspective, end-user perspective, and an advisory view.