In this episode, we sit down with Leonard Calvo—President and Chairman of the Board of Calvo Enterprises Inc.—for a wide-ranging, unfiltered conversation about the structural forces shaping Guam’s economy, real estate market, and business environment.

Drawing on decades of experience across retail, commercial real estate, housing, and large-scale investment, Leonard offers a rare, ground-level view of what’s really happening beneath the headlines. From permitting bottlenecks and rising construction costs to military housing pressure, declining tourism, and stalled development, this conversation goes beyond surface-level complaints and digs into root causes.

This isn’t a theoretical discussion about “growth.” It’s about friction: why projects don’t pencil, why capital stays on the sidelines, and why Guam struggles to turn opportunity into execution—even when demand clearly exists.

We cover:

Why Guam feels like it has “two economies”—military construction vs everyone else

How government permitting and entitlement delays quietly kill housing and development

Why affordable housing shortages are policy-driven, not market mysteries

The real reason developers avoid ground-up projects—and pivot to conversions instead

How military housing allowances distort the local rental market

Why retail on Guam is consolidating, not expanding

What national brands actually fear about entering the Guam market

How outdated data, lost institutional knowledge, and bureaucracy slow investment

Why tourism needs authenticity—not luxury retail—to survive

What Guam could fix quickly if it chose to get out of its own way

If you’ve ever wondered why Guam struggles to build housing, attract new industries, or modernize its economy—despite clear demand—this episode provides one of the most candid, experience-driven explanations you’ll hear.

Data Points is presented by Pinpoint, Guam’s leading real estate data company.

In this episode, we sit down with Will Castro—former Guam Senator and current Principal of Career Tech High Academy Charter School—to talk about one of the most uncomfortable questions facing the island today: Is Guam’s education system actually preparing students for real jobs, or just for paper credentials?

Drawing from his experience both inside the Legislature and now on the front lines of education, Will offers a candid look at how policy decisions, cultural expectations, and funding priorities have shaped a system that often funnels students toward white-collar ideals—while quietly neglecting the trades, technical skills, and career pathways Guam urgently needs.

This conversation isn’t theoretical. It’s about outcomes: who wins, who gets left behind, and why so many students graduate without a clear line to opportunity.

We cover:

Why Guam still overvalues degrees—and undervalues skilled labor, trades, and technical careers

The real difference between education for status vs education for employability

How charter schools challenge traditional DOE models—and why that makes people uncomfortable

What Career Tech education gets right that conventional systems often miss

Why many students aren’t “unmotivated,” but simply mismatched to the system they’re placed in

The policy blind spots that make workforce shortages worse, not better

How cultural expectations shape what success “looks like” on Guam—and who pays the price

What it would take to align education, industry, and economic development on the island

Why blue-collar and white-collar shouldn’t be rivals—but complementary paths

What parents, policymakers, and students misunderstand most about career-based education

If you’ve ever questioned whether Guam’s education system is serving students—or just maintaining appearances—this episode offers a rare, grounded perspective from someone who’s seen both the political side and the classroom side, and is now trying to build something different.

Data Points is presented by Pinpoint, Guam’s leading real estate data company. Our mission is to help you make informed decisions on real property purchases through detailed market analysis and insights.

In this episode, we sit down with Bobby Shringi—former Chief of Staff to Congressman James Moylan—for an inside look at how Guam actually operates within Congress, what leverage the island does (and doesn’t) have in Washington, and why progress often depends less on speeches and more on relationships, timing, and strategy.

Having spent over two years on Capitol Hill advocating for Guam’s interests, Bobby breaks down the realities behind common misconceptions: what it really means to be a non-voting member of Congress, where Guam quietly succeeds in securing funding and policy wins, and why some long-standing issues—like SSI, the Jones Act, and political status—are far more complicated than they appear from the outside.

Rather than theory, this conversation focuses on how the machine works: committee power, staff-level influence, coalition-building among territories, and the tactical moves that can turn “no” into “maybe”—or even a win.

We cover:

Why Guam’s delegate can be influential without a floor vote—and where the real power actually sits

How committees, staff relationships, and timing shape outcomes more than public rhetoric

The hidden mechanics of federal funding: matrices, definitions, eligibility gaps, and missed opportunities

Why SSI remains one of Guam’s biggest unresolved equity issues—and how Puerto Rico complicates the path forward

The truth about voting rights, party responsibilities, and why some territories avoid full voting status

How Guam leverages the NDAA, defense funding, and military infrastructure for island-wide benefits

Why the Jones Act problem isn’t just about Guam—but Hawaii, shipping routes, and entrenched industry interests

The role of CODELs, staff visits, and why “educating Congress about Guam” still matters

How public-private partnerships could unlock housing solutions for service members and locals alike

What self-determination realistically looks like inside Congress—and why status quo persists by default

Why education, not ideology, is the missing ingredient in Guam’s political future

If you’ve ever wondered why Guam struggles to move the needle federally, what actually happens behind closed doors in Washington, or how future leaders could be more effective navigating Congress, this episode offers a rare, candid perspective from someone who lived inside the system—and is now free to speak openly about it.

Data Points is presented by Pinpoint, Guam’s leading real estate data company. Our mission is to help you make informed decisions on real property purchases through detailed market analysis and insights.

In this episode, we sit down with Lee Webber—President/Owner of MDA, and former President & Publisher of the Pacific Daily News—for one of the clearest, most unfiltered breakdowns yet of why Guam’s political system is structurally incapable of delivering progress under its current design.

Drawing from five decades on island—from his medevac arrival in 1968 to running USA Today’s Asia operations and leading major newspapers across the region—Lee explains why Guam’s governance problems are not about personalities, but about systems: diffuse accountability, misaligned incentives, entrenched bureaucratic interests, and a legislative structure that rewards avoidance over action.

Lee makes the case that districting senators and moving to a part-time legislature is not just a reform—but the foundational change Guam needs before anything else can improve. From procurement failures and stalled infrastructure to declining public trust, he walks us through how centralized power, no clear constituency, and a culture of apathy prevent solutions from ever taking hold.

We cover:

Why Guam’s legislature is structurally unaccountable—and why districting would immediately change that

How the island inherited oversized, Washington-modeled government systems that were never built for a population of 170,000

Why leaders “shift five times” depending on where the pressure and money are—not where the responsibility lies

The real reasons DOE deteriorated and why DoDEA finally walked away

How corruption, weak enforcement, and opaque procurement stall projects like Simon Sanchez for a decade

Why Guam’s mindset of “it’s always been this way” is more damaging than any single policy

The collapse of voter turnout and why so few people now choose the island’s leaders

How small businesses can thrive when government shrinks—and why less government interference, not more, unlocks growth

What Lee would do if handed “benevolent supreme authority” to restructure leadership, enforcement, public health, policing, and education

Why tourism and military remain the island’s only real economic legs—and what must happen for diversification to be possible

If you want to understand why Guam keeps repeating the same failures, why reform efforts stall, and what structural shifts could actually change the trajectory of the island, this conversation offers a rare, experienced, and brutally honest viewpoint from someone who has watched Guam evolve over 50 years—both from the inside and from abroad.

Data Points is presented by Pinpoint, Guam’s leading real estate data company. Our mission is to help you make informed decisions on real property purchases through detailed market analysis and insights.

In this episode, we sit down with Tae Oh—Vice President of Vantage Advertising and PSI Holdings LLC, and outgoing Chairman of the Guam Chamber of Commerce—for his most candid breakdown yet of the economic pressures shaping Guam in 2024 and the hard-won policy battles that defined his term.

Tae walks us through the inside story of the BPT/GRT reduction: how the Chamber mobilized its membership, why the issue became so politically charged, and what the numbers actually mean for GovGuam’s budget versus the health of the private sector. He explains why businesses are struggling in the aftermath of a 22% government wage increase, how talent is being pulled into the public sector, and why retaining workers has become a survival issue for many employers.

From there, we dive into the future of tourism, the realities of a strong U.S. dollar, and why Guam’s visitor profile must evolve beyond the wholesale tour model. Tae shares a powerful vision for experiential, culture-driven tourism—and what it will take to compete with Southeast Asia’s booming destinations.

We cover:

Why the Chamber pushed for a BPT reduction—and why the “$40 million shortfall” narrative is misleading

If you want to understand the forces driving Guam’s economy, the policy wins and losses behind the scenes, and the structural challenges that will define the island’s future, this episode offers a clear, grounded, insider perspective from someone who has spent the year at the center of it all.

Data Points is presented by Pinpoint, Guam’s leading real estate data company. Our mission is to help you make informed decisions on real property purchases through detailed market analysis and insights.

In this episode, we sit down with Sang Woo Suk—President & CEO of MILO Appraisal—for the clearest breakdown yet of the Department of Defense’s Workforce Housing RFP, a once-in-a-generation development push that could redefine Guam’s real estate market.

Sang explains why DoD’s declaration of a “housing shortage” triggered an immediate surge of interest from developers, what criteria the government is prioritizing, and why this RFP represents both an unprecedented opportunity and a high-risk gamble for private builders. He dives into the shifting economics of Guam’s rental market, the disappearance of the middle-class segment, and the feasibility challenges that determine whether newly built units can actually pencil out.

We cover:

Why DoD’s housing shortage announcement mobilized developers, capital, and policymakers overnight

What the Workforce Housing RFP is really asking for—and what kinds of projects are likely to win

The risks developers face: financing, timelines, cost overruns, and the realities of building on Guam

How the RFP’s demand shock affects pricing, appraisals, military allowances, and supply constraints

Why Section 8, local renters, and military allowances are now nearly at parity—and why that matters

How rising construction costs and high interest rates make new builds hard to cash flow

The long-term demographic problem: middle-class flight and who will occupy future inventory

The potential conversion of hotels into workforce housing and what it means for tourism and Tumon

How vertically integrated companies may have a structural edge in competing for DoD projects

What this RFP signals about Guam’s next decade—and why the stakes are higher than most realize

If you want to understand the biggest federal housing initiative Guam has ever seen, how developers will navigate its risks, and what the island’s future could look like under the weight of new demand, this episode offers an expert, no-nonsense walkthrough of the mechanics behind the RFP that everyone is talking about.

Data Points is presented by Pinpoint, Guam’s leading real estate data company. Our mission is to help you make informed decisions on real property purchases through detailed market analysis and insights.

In this episode, we sit down with Carlos Camacho—Executive Director of the Micronesia Community Development Corporation—to unpack how one man’s persistence turned paper-napkin ideas into more than 600 affordable homes across Guam and the CNMI.

Carlos shares how a lack of access to down payments inspired him to pioneer Guam’s first 100% financing program through USDA Rural Development, and how he later leveraged the Low-Income Housing Tax Credit (LIHTC) to bring large-scale attainable housing to market. He breaks down the origins of Ironwood and Summer Homes, why the “missing middle” continues to fall through the cracks, and what new policy tools like the Mortgage Credit Certificate (MCC) could mean for working families.

We cover:

The origins of Guam’s 100% financing movement and USDA partnerships

How the Low-Income Housing Tax Credit transformed the island’s rental inventory

The “7 out of 10” problem—why most families still don’t qualify for homeownership

The upcoming MCC program and how it could close the gap for middle-income earners

Barriers to new construction—from zoning and permitting to workforce housing

The future of public-private partnerships in Guam’s housing ecosystem

If you’ve ever wondered how affordable housing actually gets built—or how developers navigate complex federal programs to make it happen—this episode reveals the mechanics, mindset, and mission behind Guam’s most impactful housing projects.

Listen now to learn how collaboration, creativity, and policy reform can unlock Guam’s housing future—one unit at a time.

Data Points is presented by Pinpoint, Guam’s leading real estate data company. Our mission is to help you make informed decisions on real property purchases through detailed market analysis and insights.

In this episode, we sit down with Maria Eugenia Leon Guerrero—Chief Operating Officer at Bank of Guam—to unpack how credit, liquidity, and data are shaping the island’s housing market and the path to homeownership.

Maria breaks down the difference between affordable and attainable housing, why the “missing middle” struggles to qualify, and what tools—from financial literacy to digital lending platforms—can help families cross the gap. She explains how culture, credit scores, and permitting delays ripple through the lending process, why collaboration between banks, government, and developers is essential, and how digital transformation could speed up everything from underwriting to land management.

We cover:

If you’re in housing, finance, or policy—or just trying to understand why so many families feel stuck between renting and owning—this episode reveals the financial realities behind Guam’s housing crunch and where the solutions may lie.

Listen now—and see how better data, smarter lending, and collaborative policies can help Guam’s families move from aspiring to attaining homeownership.

Data Points is presented by Pinpoint, Guam’s leading real estate data company. Our mission is to help you make informed decisions on real property purchases through detailed market analysis and insights.

In this episode, we sit down with Randy Salas—President of Proferre Inc.—to unpack how Guam’s federal build-up, labor bottlenecks, and procurement rules are shaping not just military projects but the island’s broader housing and development market.

Randy walks us through the realities of being a prime contractor, from navigating “lowest price technically acceptable” vs. “best value” bids to balancing on-base opportunities against the urgent need for local housing and infrastructure. He explains why immigrant labor is essential yet constrained, how permitting delays and zoning choke off new barracks, and why aggregate shortages could soon become the island’s next crisis.

We cover:

Prime contracting 101: what it takes to work directly with the federal government.

Inside vs. outside the fence: why incentives tilt manpower toward base projects, leaving local housing lagging.

Permitting & barracks: how slow approvals create knock-on effects for capacity.

Data as leverage: GIS mapping, safety reporting, and how AI could improve risk management.

Materials crunch: the looming shortage of aggregate and the search for sustainable alternatives.

Future paths: from environmental concrete to turning trash into building material, and how new tech can redefine construction.

If you’re in government, contracting, or just trying to understand how federal dollars ripple into Guam’s housing market, this episode connects the dots between procurement mechanics, local constraints, and long-term opportunity.

Listen now—and see how shifting incentives, smarter permitting, and material innovation can help build capacity where it’s needed most.

Data Points is presented by Pinpoint, Guam’s leading real estate data company. Our mission is to help you make informed decisions on real property purchases through detailed market analysis and insights.

In this episode, we sit down with Gina Campos and Liz Duenas—associate brokers and principals at RE/MAX Diamond Realty—to get a ground-level read on Guam’s housing market and what it will actually take to build more homes people can afford.

Demand is shifting, inventory is tight, permits are slow, and financing math—not just list price—decides what’s truly attainable. The conversation flips the script on single-family first thinking and lays out how multifamily, data discipline, and real timelines can unlock supply.

We cover:

Attainable vs. affordable: why monthly payment (rates + PMI + rehab) is the real constraint—not the sticker price.

Permits in the real world: builders budgeting 6–8 months, stalled projects, and what a 30–60 day statutory clock would change.

Missing middle, practical path: using programs + rental income to qualify for owner-occupied duplex/triplex/fourplex.

Infrastructure first: sewers, density rules, and how nitrates policy/design choices bottleneck new housing. Data that travels: why national “buyer/seller market” headlines don’t map to Guam—and what structured local data fixes.

Market timing: pricing to payments, why some developers are pausing, and why buyers should get pre-qualified now.

Reality checks: flippers bidding up fixers, material lead times, and the stigma/cost of alternative builds.

Civic mindset shift: clear roles, consistent answers, and investing in the basics over bureaucracy.

If you’re in real estate, government, or just trying to buy your first home on island, this episode trades buzzwords for mechanics—how deals actually get done here, and where policy meets the jobsite.

Listen now—and see how smarter permitting, infrastructure, and multifamily can turn “out of reach” into “in contract.”

Data Points is presented by Pinpoint, Guam’s leading real estate data company. Our mission is to help you make informed decision on real property purchases through detailed market analysis and insights.