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📱 Want expert help in planning for your financial future? Schedule a check-in meeting with Steve: 

https://calendly.com/steven-powerhouse-advisor/sce-employee-401k-retirement-meeting?month=2026-05

⚡ Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

Dave Ramsey has built one of the most recognized brands in personal finance. Millions of people have followed his advice out of debt and into savings. But when it comes to how much you should pull from your retirement accounts each year, Ramsey takes a position that some financial professionals find hard to get behind. Today, Steve breaks it down: what Dave says, what the research says, and what Steve really thinks.

Here’s some of what we discuss in this episode:

🎙️ Personal Experience: Steve’s history with Ramsey’s teaching

📉 Market Downturns: The emotional side of losses

⚖️ Risk Contrast: Conservative debt, aggressive retirement

🧩 Personal Planning: Advice should fit the household

🤔 Consumer Confusion: Wide opinions create uncertainty

📋 Advisor Guidance: One-on-one planning matters

Get your copy of Power Up Your 401K in our toolkit: https://keap.page/ngt919/toolkit.html

YouTube:  https://www.youtube.com/channel/UCEE5ZkDedYTsKzkh2UxQ9Sg

Book your financial check-in meeting with Steve: https://calendly.com/steven-powerhouse-advisor/sce-employee-401k-retirement-meeting?month=2026-05 

Other ways to get in touch:

Phone: (775) 266-8867
Our website: https://powerhousefinancialadvisors.com/
Email: [email protected]

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This podcast is provided by Powerhouse Financial Advisors Inc. ("PFA"), a state-registered investment adviser. The information provided is for informational and educational purposes only and should not be considered personalized investment advice. PFA does not guarantee the accuracy, completeness, or suit...