David Zhang is a partner at TCV, a ~21B AUM growth fund that has invested in companies like Brex, Airbnb, Klarna, and Nubank. David leans in on FinTech investing and tells us about some of his theses on the unbundling (and bundling) of financial services. David comes from a hedge fund background and also shares why he prefers the alignment of private market investing over the more Darwinian nature of the public markets.