The presentation highlights a record quarter for the DBS Group, driven by strategic positioning and resilient operational performance. The bank achieved new highs in total income and pre-tax profit, successfully mitigating external interest rate pressures through proactive hedging and maintaining a strong deposit franchise. Momentum in wealth management remained strong, contributing significantly to non-interest income. The Group also strengthened its position as a disruptor, notably by advancing its digital asset capabilities and leveraging AI.

• How the bank’s resilient deposit franchise and proactive hedging efforts cushioned the impact of lower interest rates

• The strong structural growth captured in wealth management, leading to new highs in fees and assets under management

• Details on the bank's head start as an innovation leader, including its strengthened digital asset offering and adoption of advanced AI technologies