On this episode of the Nampa School District Podcast, CapEd Financial Education Specialist Brenna Greenwood joins Matt Sizemore for an approachable, practical conversation about debt and personal finance. Brenna breaks down common misconceptions about debt, explains the difference between “good” and “bad” debt, and shares strategies for balancing debt repayment while still planning for the future.

Listeners will hear helpful tips for managing a tight budget, avoiding lifestyle creep, and exploring ways to increase income. Brenna also explains popular repayment strategies like the Snowball and Avalanche methods, along with options such as consolidation, negotiation, and balance transfers. The episode wraps up with a simple first step anyone can take to start building a healthier relationship with money and move toward long-term financial stability.

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