Sis, make a decision to save today so that you won't begin the new year, with new debt from the holidays. Year after year you have told yourself that you will do better. Yet year after year your decisions (aka habits) have not changed. A new life awaits you but you must commit to it by making decisions that will no longer result in financial suicide.

In this episode of the Faith and Finance Podcast, I discuss what you need to do to cashflow your Christmas. Click the link below to listen.