Stay Debt-Free This Holiday Season with Joan Silva

The holiday season is starting – and is an easy time to overbuy and blow your budgets.

After all there are…

• Traditions to honor.
• Gifts to give
• New party clothes you just have to have.

It seems natural to go on a spending spree – and rack up tons of new debt.

Money Coach, Joan Silva  joined us to talk about how to have debt-free holidays.

• We explored what debt really means.
• The impact debt has on us at a spiritual level.
• Ways to handle sticky holiday situations that seem to demand we spend lots of money.

Joan helps people achieve their money dream.

• She graduated from college as a CPA with honors.
• Was VP of a major corporation running all their auditing.
• 1n 1998, Joan became a professional financial counselor and money coach with an emphasis on the spiritual side of money.

Check out Joan’s coaching session with us on how to stay out of debt this holiday season.