In order to live a debt-free life, we must set up a financial game plan based on God’s Word. King Solomon wrote the words. “Good planning and hard work lead to prosperity, but hasty shortcuts lead to poverty.” We must stay focused on being debt-free in order to experience it. The small things like setting up a budget will bring the greater goal of living debt-free. It will take hard work, staying focused but the results will be to lead a debt-free Quality Christian Life.