Episode 68:In this episode of Raw & Relentless,Bo DePaoli sits down with Tommy Kilpatrick, a retired teacher and author who claims he uncovered one of the biggest financial myths in America that banks actually lend you money.

After an infomercial deal collapsed in 2004, Tommy was left with $85,000 in credit card debt and no income. Instead offiling bankruptcy, he started digging and what he found inside a Federal Reserve manual called Modern Money Mechanics changed everything.

He says banks don’t loan out depositors’ money. They simply create credit by writing numbers into your account.
And when he filed a federal lawsuit against three major banks… his alleged debt disappeared from his credit report with no 1099-C from the IRS.

You’ll learn:
💥 Why banks don’t actually lend depositor money
💥 What Modern Money Mechanics really says about credit creation
💥 How Tommy filed a lawsuit and saw $85,000 erased
💥 Why skepticism matters more than blind trust
💥 What “alleged debt” really means and how language shapes law

Whether you agree with him or not, this conversation will make you question everything you were taught about money, credit, and who really controls the system.

Connectwith Tommy Kilpatrick!

Facebook: TommyKilpatrick
Website: https://www.diy-debtrelief.com/