In Episode 3 of the Crypto Conversion Podcast Branden, Matt and Connor have a discussion on the topic that makes our every day economics function. Debt and lending are things we have become very accustomed to in our our every day economics. From credit cards to student loans and mortgages this every day taking on of debt is something we just accept as something that is part of life. What if there are better solutions to this? The government does not seem to want to stop taking on additional debt and they keep raising the ceiling. At the crux of the discussion the guys ask are there ethical forms of debt and lending, is it right to collect interest and when do we verge on committing usury? All these are brought to light in this episode of the Crypto Conversion Podcast.