Topics discussed on today's show.

Debt vs. No Debt: Some investors prioritize returns and view having no home mortgage as better. However, debt on real estate has its own benefits.

Real Estate Appreciation: Real estate generally appreciates over time, offering significant capital gain, especially when debt-free. However, mortgages reduce this gain with interest payments.

Debt's Drawbacks: Debt siphons income, limits savings, and can lead to stress, snowballing debts, and repossession.

Alternatives: Explore options before debt. If necessary, choose the best rates, prioritize needs, and borrow responsibly.

Debt as a Tool: Use debt cautiously, prioritize stability, and understand its long-term consequences.

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