What’s up, debt crushers? Welcome back to The Debt Sucks Podcast, where we talk about ditching debt, surviving adulting, and calling out the financial BS that keeps you stuck. I’m Ben Matthews, your friendly neighborhood bankruptcy attorney who’s seen it all—good, bad, and straight-up chaotic.

This week, we’re tackling a messy approach that way too many people use: Debt Whack-a-Mole. You know the drill—you’re throwing money at whatever bill screams the loudest that month, just trying to keep your head above water. Credit card? Smack. Car payment? Smack. And guess what? The moles keep popping up, and you’re stuck in the same cycle.

But there’s a better way. Enter The Debt Sucks Plan. It’s all about taking control with a strategy that actually works:

✅ Rock Pile Inventory – Lay out all your debts so you know what you’re dealing with.

✅ Brutally Honest Money Breakdown – Track where your money’s going and stop guessing.

✅ Sh*t Happens Fund – Be ready for life’s curveballs so they don’t knock you back.

✅ Pile Driver Method – Save aggressively, then smash your debts one by one.

If you’re tired of feeling like you’re spinning your wheels, this episode is for you. I’m also answering a listener question about blowing their budget on a massive TV (spoiler: one slip-up doesn’t kill your progress).

💥 Challenge: Stop smacking and start smashing. Download the Rock Pile form at [debt sucks.info](http://debt sucks.info) and start taking control today.

Next week, we’re talking about your why—the real reason you’re fighting to crush your debt. Trust me, you won’t want to miss it.