The Ramsey Show

Debt Won’t Fix What Discipline Can


Listen Later

📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠


Jade Warshaw and Rachel Cruze answer your questions and discuss:

  • "How do we recover from 2 hurricanes and being sued by credit card companies?"
  • "How do we handle debt now that our financial situation has changed?"
  • "How can we travel outside of the country without a credit card?"
  • "Should I use a $400k settlement to pay off a bankruptcy?"
  • "How do I get my husband on board with the Baby Steps?"
  • "My 15-year-old daughter is an influencer and has saved $100k for a car. How much should she spend?"
  • "Should I pay off my house before retirement?"
  • "Was buying a mobile home a mistake?"
  • "My husband gave away all of our retirement money in a scam,"
  • "Should I pay off my debt before going back to school?"
  • "My daughter is paying me back $50k. How do I make sure I'm responsible with this cash coming in?"
  • "Can we pay for a honeymoon while on Baby Step 3?"
  • "Am I a burden to my husband?"
  • "Do I make enough money to move out on my own?"

  • Next Steps:

    🏡 Check out our Mortgage Calculator

    ✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠

    📱 Get episodes early in the free Ramsey Network app! 

    📈 For help with investing, get connected with a SmartVestor Pro.

    💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

    💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.


    Connect with our Sponsors:

    • Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠
    • Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠
    • Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today!
    • Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠
    • Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠
    • Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠
    • Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
    • Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠
    • Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠
    • Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more
    • For more information, go to ⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠
    • Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠
    • Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY
    • Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! 

    • Explore more from Ramsey Network:

      💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

      🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

      🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

      💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

      💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

      🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

      📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠


      Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

      ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠

      Learn more about your ad choices. Visit megaphone.fm/adchoices

      ...more
      View all episodesView all episodes
      Download on the App Store

      The Ramsey ShowBy Ramsey Network