Glen speaks with Becky Reed about a proposed new Web3-focused credit union, and how it actually represents a return to the CU movement’s roots. Also- a Whole New Worldpay, and data on some unexpected consumer payment behavior.     Links related to this episode:   Defy, a proposed federal credit union: https://defy.coop/  BankSocial: https://www.banksocial.io/  Becky Reed’s new book, “Credit Unions and DeFi: A Financial Renaissance”: https://www.amazon.com/dp/B0CS9ZW1VV    The Federal Reserve’s Diary of Consumer Payment Choice: https://www.frbservices.org/news/research.html/2023-findings-from-the-diary-of-consumer-payment-choice   Join us for our next CU Town Hall on Wednesday February 14th at 3pm ET/Noon PT for a live and lively interactive discussion of the key issues facing credit unions. (Did we mention there’ll be a cool tech giveaway to one FI attendee?) It’s free to attend, but advance registration is required:  https://www.cutownhall.com/       Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Connect with Glen on LinkedIn https://www.linkedin.com/in/glensarvady/ or X (@154Advisors) Connect with John on LinkedIn https://www.linkedin.com/in/jbfintech/  or X (@jbfintech)