I enjoyed my time in college, and I learned a great deal. While I do think that the time helped me grow, I also recognize that I was always a good student and the cost of my working through that degree was far below what today's degrees cost at many universities (even accounting for inflation). What's more, I worked most of the time I was at university to pay for my living expenses.

These days I am torn on the value of a degree, especially when the total cost can easily exceed USD$50,000. Even more concerning is the fact that many people have to drop out with substantial debt and no degree. That's the worst of both worlds. While it's easy to point the finger at people for not finishing or working harder, it ignores the challenges of the real world, which can throw curve balls at all of us.

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