Delayed gratification is a difficult skill to master, and that’s just as true with financial matters as it is in other areas of your life. Let’s talk about some instances where you might be faced with a choice of being satisfied now or satisfied later. Today, we’ve got a special guest, Parker (Dennis’ son), joining the conversation to share his perspective on making smart money choices early on.  

Here’s some of what we discuss in this episode:

⏳ Delayed Decisions: Short-term sacrifice, long-term gain

💰 Free Money First: Don’t skip the 401(k) match

🧾 Tax Timing: Pay now vs later matters

📈 Roth Advantage: Long-term tax savings add up

🕰️ Social Security Timing: Waiting can increase income

📊 Plan Your Spending: Budget creates freedom

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