Ohio DD Talks

Demystifying disability benefits, money and employment with DB101, feat. Nicholas Love


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Navigating Social Security and Medicaid benefits can be overwhelming, especially when considering employment. In this episode, we dive into the Ohio Disability Benefits 101 (DB101) Integration Project and how it is helping people with disabilities understand their financial and employment options.

Nicholas Love joins the conversation to share insights about DB101, employment myths, and the importance of financial literacy. He challenges a common question—"How much money can I make and not lose my benefits?"—by flipping the script: "How much money do you need to live the life you want?"

Host: 

Shari Cooper, Ohio Developmental Disability Council Ambassador 

Guest: 

Nicholas Love, Director of Community Inclusion at the World Institute on Disability (WID)


Key Topics 

  • What is DB101? A website offering clear, accurate information about Social Security benefits, healthcare, and employment.
  • Employment Myths Debunking fears about losing benefits when working and highlighting available work incentives.
  • Ohio’s Role Why Ohio, as an Employment First state, is leading the way in disability employment initiatives.
  • Financial Education & Resources How DB101 and the Ohio Developmental Disabilities (DD) Council are providing tools like financial literacy training and ABLE accounts.
  • Competitive Integrated Employment The push to eliminate subminimum wages and ensure fair pay for workers with disabilities.
  • Outreach & Training How WID and DB101 are reaching individuals, families, and providers to educate them on disability benefits and employment.


Why This Matters

Employment is not charity—it is about equity and opportunity. DB101 is helping thousands of people each month make informed decisions about work and benefits, proving that financial stability and employment go hand in hand.


Resources & Links

  • Learn more about DB101 Ohio
  • Watch the DB101 informational videos (make sure to select the Ohio-specific videos)
  • Ohio Developmental Disabilities Council


Have a story to share? The Ohio DD Council is looking for individuals to feature on the podcast. Submit your story!

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Ohio DD TalksBy produced by 23 East Group