Whether leaving southern California for a Yale education, to a lucrative partnership as a big time litigator in a major New York law firm, to leaving it all and starting over again in Wilmington, North Carolina as a sole practitioner in Estates Practice, two character traits guide his life - an innate sense of optimism and his faith, nurtured by time as the years have gone by. It is impossible to listen to Dick for five minutes without pausing to think and then smiling. At the age of fifty, he cashed in with his New York law firm, moved to North Carolina with no connections, settled in Wilmington where for the last thirty years he has given wisdom and good counsel to those people seeking to protect their livelihood for those who come after them. He has done this with a sense of humor, compassion and optimism for the future. In today's world, it is a good time to hear what Dick Horgan has to say. Listening to him will make you smile. He is truly an attorney for all seasons.