Are you guilty of overspending your money? Getting a treat for yourself from time to time is fine. But too much treats, if uncontrolled, may lead to a habit of overspending as you rely on the temporary satisfaction that retail therapy brings. Operating your financial life without a budget is one of the most common causes of overspending. It's like driving down the road without a map - you'll get lost. To break the overspending cycle, you have to learn how to budget your money. So in this video, let's talk about the most common budgeting methods that you can try and see which one fits you best.