Curiosity Code Podcast

Digital Banking Future: Trust vs Tech | Krista Griggs


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AI in banking is reshaping everything from customer experience to compliance. Fintech leader Krista Griggs reveals why the future isn't about neobanks vs legacy banksβ€”it's about convergence, distributed trust, and building innovation cultures that scale.

Krista has guided top banks, fintechs, and global technology teams through complex digital transformations. As a Top 100 Woman in FinTech, she's led internet banking innovations, regulatory change programs, and built cultures of fearless experimentation at the intersection of payments, AI, and compliance.

⏱️ TIMESTAMPS

0:00 Introduction
7:06 AI in banking: GenAI and agentic AI use cases reshaping the industry
11:48 Payments landscape trends: stablecoins, DLT, and AI-powered purchasing
14:23 Future of digital banking: what will drive the next wave of innovation
19:58 Top 100 Woman in FinTech recognition and leading innovation culture
23:03 Advice for budding fintech leaders entering the space
26:12 Rebuilding banking on distributed trust: Krista's vision for the future

🎯 KEY TOPICS COVERED

β€” How legacy banks and fintechs are converging in the new financial landscape
β€” GenAI reshaping consumer interaction and back-office automation
β€” Compliance vs innovation: scaling both simultaneously in banking
β€” Payments evolution: stablecoins, distributed ledger technology, platform economy
β€” The flywheel of fintech innovation and navigating regulatory hurdles
β€” Women in fintech: opportunities, responsibilities, and leadership
β€” Distributed trust as the foundation for rebuilding modern banking
β€” Building innovation cultures across financial services organizations

πŸ‘€ ABOUT THE GUEST

Krista Griggs is Global Account Director at GFT Technologies and a recognized Top 100 Woman in FinTech. She specializes in guiding banks, fintechs, and technology teams through digital transformation, regulatory compliance, and innovation strategy.

Connect with Krista on LinkedIn: https://www.linkedin.com/in/krista-griggs/


#Fintech #AIinBanking #DigitalBanking #PaymentsInnovation #BankingTransformation


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Curiosity Code PodcastBy Alex Khomyakov