The Ramsey Show

Discipline Matters Most in the Hard Times

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Dave Ramsey and Rachel Cruze answer your questions and discuss:

  • "How can I leave my husband when I have no job or savings of my own?"
  • "We're in our 70s and have nothing saved for retirement. How do we stop living paycheck-to-paycheck?"
  • "Can we afford to slow down paying off debt to be present with our kids?"
  • "How can I best use the inheritance I just received?"
  • "My husband just told me we are $60,000 in debt. How do we go about this wisely?"
  • "My business just went under and I have close to $1 million of debt. How do I get out of this mess I'm in?"
  • "I just got fired, should I file for bankruptcy or consider a debt relief program?"
  • "How do I get my husband to take the plunge and buy us a house?"
  • "Is a budget set in stone or can it be revised once it's in play?"
  • "Should I lower my retirement contribution in order to pay off my house faster?"
  • "How do I help my mom who has $200,000 in debt and nothing saved for retirement?"


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