In this episode of Retirement Optimism, David Hicks addresses a question many investors have been asking: “Is diversification still worth it?” After years of U.S. stock market dominance, it’s easy to feel like international stocks and other underperforming asset classes don’t belong in your portfolio. But that thinking misses the point.

David breaks down why diversification is still a critical part of long-term success—especially as international markets begin to outpace U.S. performance in 2025. Drawing on recent data from Visual Capitalist, CNBC, Schwab, and Dividend.com, this episode highlights the behavioral and strategic value of holding a globally diversified portfolio. You’ll learn why diversification isn’t about predicting the next winner—it’s about preparing for whatever comes next.

He also explains how Oakmont’s Retirement Design process helps investors build portfolios that can weather market cycles and stay aligned with their goals.

Takeaways:

Diversification isn’t broken—it’s working exactly as intended.

U.S. outperformance was diversification for investors abroad.

International markets are showing signs of leadership again.

Good behavior, not predictions, is the foundation of long-term results.

We diversify not because we know what will happen, but because we don’t.

Links Mentioned:

🔗 Retirement Design Process: oakmontadvisory.com/process

📊 Sources: Visual Capitalist, CNBC, Schwab, Dividend.com