Divorce Planning Podcast

In this episode of the Divorce Planning Podcast, host Carri Goldring welcomes Stacey Gomez, Wealth Advisor and Certified Divorce Financial Analyst® (CDFA®) at Planning Alternatives.

Stacey brings both professional expertise and personal experience to the conversation. Having navigated divorce herself and become a single mother before the age of 30, she understands firsthand the financial and emotional challenges that come with starting over.

Her own journey of reclaiming financial independence inspired her to help others gain clarity, confidence, and control over their financial futures.

Join Carri and Stacey as they explore the importance of financial education, empowerment, and planning during and after divorce. Whether you're considering divorce, currently navigating the process, or rebuilding your life afterward, this episode offers an encouraging perspective on taking charge of your financial future.

Connect with Stacey Gomez:

Stacey Gomez, CDFA®
Wealth Advisor | Planning Alternatives
https://planningalt.com

Connect with Carri Goldring:

Have questions about navigating the financial side of divorce? Connect with Carri Goldring to learn more about divorce financial planning and how thoughtful preparation can help you move forward with clarity and confidence.

Carri Goldring CDLP®, REM-S

Senior Loan Officer 

Certified Divorce Lending Professional ®

Divorce Lending Association

Michigan Bar | Family Law Section | Affiliate Member

C: 248.420.4524 

[email protected]; [email protected] 

2769 Coolidge Hwy. 

Berkley, MI 48072 

NMLS # 140069      

Divorce isn't just about dividing what you have today. The financial decisions you make during the process can shape your life for years to come.

In this episode of the Divorce Planning Podcast, Carrie Goldring sits down with Alicia Schonberger. CFP® and CDFA® with Lylac Divorce Solutions, to talk about the importance of specialized financial planning during divorce.

Alicia explains why assets that look equal on paper aren't always equal in reality. From Roth IRAs and traditional retirement accounts to home equity, taxes, and refinancing, she breaks down why understanding the long-term impact of a settlement is so important before you agree to it.

Carrie and Alicia also discuss why divorce professionals shouldn't work in silos. Attorneys, mortgage professionals, financial planners, and other specialists each bring a different perspective to the table, and collaboration can help uncover potential problems before they become expensive mistakes.

In this episode, you'll learn:

• The difference between a CFP® and a CDFA®

• Why $100,000 in home equity isn't necessarily equal to $100,000 in a retirement account

• How taxes can affect the true value of assets in a divorce

• What to consider when deciding whether to keep the marital home

• Why your post-divorce budget should be part of your settlement planning

• How financial decisions can affect mortgage qualification and refinancing

• Why collaboration between your attorney, financial professional, and mortgage professional matters

• When to bring a divorce financial professional into the process

• Why getting professional valuations and advice early can help prevent costly problems later

One of the biggest takeaways: it's often easier to build a settlement that works from the beginning than to try to fix one after you've already agreed to it.

Whether you're just contemplating divorce or already negotiating a settlement, understanding the numbers can help you make decisions with a clearer picture of what your financial life will actually look like afterward.

Connect with Alicia Schonberger.:
Lylac Divorce Solutions
Website: lylacdivorce.com
Email: [email protected]
Find Lylac Divorce Solutions on Facebook, Instagram, TikTok, and LinkedIn.

Connect with Carrie Goldring:
For questions about mortgages, refinancing, equity buyouts, or purchasing a home during or after divorce, contact Carrie at 248-420-4524.

Welcome to the Divorce Planning Podcast with your host, Carri Goldring.

This episode goes through one of Carri's client, Rebecca, on her experience working with Cari.

💼 Connect with Carri Goldring🔗 ⁠⁠⁠⁠⁠uhm.com/cgoldring-work⁠⁠⁠⁠⁠🔗 ⁠⁠⁠⁠⁠divorcelendingassociation.com/offices/carri-goldring.cfm⁠

Welcome to the Divorce Planning Podcast with your host, Carri Goldring.

This episode goes through one of Carri's client, Caitlyn, on her experience working with Cari

💼 Connect with Carri Goldring🔗 ⁠⁠⁠⁠uhm.com/cgoldring-work⁠⁠⁠⁠🔗 ⁠⁠⁠⁠divorcelendingassociation.com/offices/carri-goldring.cfm⁠

Welcome to the Divorce Planning Podcast with your host, Carri Goldring.

In this episode, Carri talks with Laura Crossett with soberlink.

Find out more about Soberlink:

https://www.soberlink.com/

Connect with Carri:

Uhm.com/cgoldring -work

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.divorcelendingassociation.com/offices/carri-goldring.cfm

Welcome to the Divorce Planning Podcast with your host, Carri Goldring.

In this episode, Carri talks with Realtor, Karen Schultz-Tarnopol, on how she helps people with estate matters during times of transitions.

Connect with Karen:

https://www.heirloomconsultants.com

Connect with Carri:

Uhm.com/cgoldring -work

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.divorcelendingassociation.com/offices/carri-goldring.cfm

Welcome to the Divorce Planning Podcast with your host, Carri Goldring.

In this episode, Carri talks  with Attorney, Ryan Kelly, about the different players you might come across at the courthouse during the divorce process.

Connect with Ryan:

https://kellykellylaw.com/

Connect with Carri:

Uhm.com/cgoldring -work

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.divorcelendingassociation.com/offices/carri-goldring.cfm

Welcome to the Divorce Planning Podcast with your host, Carri Goldring.

In this episode, Carri talks  with Lauren Thompson about the importance of have home or renter's insurance even while going through the divorce process.

Connect with Lauren:

248-554-1133

[email protected]

Connect with Carri:

Uhm.com/cgoldring -work

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.divorcelendingassociation.com/offices/carri-goldring.cfm

Welcome to the Divorce Planning Podcast with your host, Carri Goldring.

In this episode, Carri talks  with past client, Catherine Kochanski.

Connect with Carri:

Uhm.com/cgoldring -work

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.divorcelendingassociation.com/offices/carri-goldring.cfm

Welcome to the Divorce Planning Podcast with your host, Carri Goldring.

In this episode, Carri talks  with Attorney Kyle Quinn.

Connect with Kyle:

https://www.msblaw.com/

Connect with Carri:

Uhm.com/cgoldring -work

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.divorcelendingassociation.com/offices/carri-goldring.cfm