Could your retirement savings be at risk from hidden fees and common investment traps? This episode of the Retirement Red Zone with Jason Bergey reveals why target date funds and variable annuities may not be the safe bets they seem, and how DIY retirement planning can lead to costly mistakes. Learn the real story behind spousal Social Security benefits, the dangers of “lazy money,” and why every financial journey needs a personalized approach. Get practical insights to help you avoid pitfalls and make smarter decisions for your future.

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