Elizabeth and Ron’s guest this week is Dale Gillham, Professional Trader, Chief Investment Analyst at Wealth Within and author of How to Beat the Managed Funds by 20% (Dale Gillham, 2nd Edition, 2013).  The discussion includes taking an active or passive approach to the share market; the predictability of the market; understanding repeatable patterns; how to keep it simple when the industry and media make it sound so complex; how the 80:20 rule applies to stock market investment and the importance of learning how not to drown, before you plunge in.