DIY Wealth Canada Podcast

We know, we know. Bonds aren't a very sexy asset class. You're not about to impress a potential mate with your bond portfolio. They're boring and offer limited returns.

But maybe things are changing. U.S. Treasury bonds are suddenly offering 5%+ yields, which is more than a lot of dividends. There's a certain appeal to putting all your money in Treasuries and heading to the beach.

We discuss the pros and cons of that plan from a Canadian perspective, and offer a more balanced look at the role bonds might play in your portfolio -- including why they might be most valuable as a ballast, as a source of fresh capital to put to work when stocks are down.

We also go over the dangers of chasing yield in the bond world, how what look like super generous payouts are riskier than they seem.

You want stocks? You got it!

This week Bob and Nelson give our opinions on 10 different stocks, everything from U.S. tech giants to Canadian rails, plus thoughts on Enbridge, A&W, Intact Financial, Granite REIT, and more.

Then, after that, we're tackling a subject every financially responsible parent has pondered at least once or twice -- just how do you raise money smart kids. We debate whether this important topic should be taught in schools, and what parents can do to give their children a leg up.

Get your library cards ready! This week on the pod Bob and Nelson discuss our favourite finance books, which will likely include some of your favourites -- and potentially some new ones, too.

We also discuss one that is popular in the community, but is unloved by at least one of us. We're hiding deep in our respective bunkers just in case y'all get *real* excited about that one.

Let us know in the comments which finance books you like. Bonus points for a little more obscure ones.

We also tackle one of the great debates in finance -- should you invest a lump sum immediately, or dollar cost average over time? The experts say one thing, but we explore all the options.

Our first guest of season 2 is a good one.

Bob and Nelson welcome early retiree John Champaign to the show to squash the various early retirement myths you see floating around social media.

Do you really need $5M to retire? Will you be forced to kill time in front of the tv, just waiting to die? We put these myths (plus more!) to the test, and lean on John's experience as someone who retired early and stayed retired.

In this episode, Bob and Nelson look back at some of the lessons we learned from season 1, but we go even deeper. We talk about how important it is to write down your thoughts, so there's a record of what you were thinking when you make certain decisions.

Then we dive deep into the topic of coast FIRE, pointing out the pros and cons of this intermediate step towards financial independence. It might be just the thing you're looking for if you're on your way to full financial independence, but want to take your foot off the gas pedal a bit.

Finally we tackle Canadian banks. Are they overvalued? Should you be buying or selling today? We go through what we think of these wonderful forever stocks.

Your favourite podcast is back, baby!

In season 2 Bob and Nelson are ready to tackle everything of interest for DIY Canadian investors. This week's episode we start out with a quick recap of season 1 and what you can expect for season two.

Then we pivot to discussing what types of investments belong in which account, the perils of overoptimizing for taxes, and an interesting dividend strategy that has a history of beating the TSX over the long-term.

This week's episode was special. Not only is it our season finale, but we took your questions LIVE on Twitter. We covered all sorts of things, including what we do when a company cuts its dividend, whether currency hedging is a good idea, and, of course, some dividend stocks we think might be interesting today.

Thanks everyone for a great season 1, and we'll see you again in the fall.

"I think a life properly lived is just learn, learn, learn, all the time. And I think Berkshire's gained enormously from these investment decisions by learning through a long, long period." -- Charlie Munger

This week's episode is a special one. Bob and Nelson discuss some of the most important investing lessons we've learned recently, including the importance of growth, feelings of FOMO as seemingly everyone else embraces the AI bubble, and how some of the most important investing lessons have impacts far away from the portfolio.

There is a very good chance we're going to look stupid, but screw it. Predictions are fun!

In this episode of the pod, Nelson and Bob make all sorts of wild predictions. We opine on whether the stock market will continue to perform, what'll happen with interest rates, which companies will cut dividends, and a few *really* interesting wildcards at the end.

So-called "one decision" stocks are fantastic choices for long-term investors. You only need to make one decision -- when to buy -- and the rest takes care of itself.

But what stocks belong on such a vaunted list?

Join Bob and Nelson as we go through such stocks in our portfolios, sharing the best of the best in sectors such as Canadian banking, utilities, REITs, and even some U.S. tech. Your portfolio might never look the same again.