In this thought-provoking episode of The 7th Cents Podcast, Mike Macklin and Coach R.L. Simmons challenge one of the most widely accepted personal finance rules: Do emergency funds actually help—or do they keep us stuck in a scarcity mindset?

They dig into:
 💸 The psychology behind saving for “just in case”
 🧠 How fear-based financial advice can block abundance
 🏦 When emergency funds are wise—and when they’re limiting
 🧾 The difference between being prepared and being paralyzed
 📈 How to build a mindset of growth, not lack

If you’ve ever felt like your money is just sitting still “just in case,” this episode will help you shift from survival mode to wealth mode.

👉 Watch, subscribe, and drop your thoughts below:
Is your emergency fund empowering or holding you back?
#7thCentsPodcast #EmergencyFund #ScarcityMindset #MoneyPsychology #AbundanceOverFear #FinancialFreedom #MoneyMindset

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