Karma is not just a word to mean "You pay for what you do".  In the Yogic System, Karma is considered as the memory (information) that is carried forth once you die (get disembodied)  

JAB: In this podcast, you will learn: 

1️⃣ What is Karma 

2️⃣ Which memory is left once you get disembodied 

3️⃣ What are Ghosts (do they exist?) 

4️⃣ Till when does a being stay as a Ghost?  

All the information mentioned in this video is either direct passages or paraphrases after reading the book "Death: An Inside Story by Sadhguru" 

Thank you so much for listening!