Dogs have been companions to humans for many millennia. Although dogs hold a special place in our hearts and are often considered a member of our family, dogs are legally classified as the owner’s property. Because of this, we become legally responsible for   the actions of our dogs. For example, if your dog injures someone on your property, or causes any damage to the property itself, you may be required to pay medical bills or expenses as a result of civil suits. Therefore, it is important to notify your insurance company of the presence of your dog. Some breeds, when added to your homeowners insurance, could cause the premium to increase - especially if the dog is of an aggressive breed.