Do This One Thing Now to Boost Your Retirement Savings by Elizabeth O'Brien You know that most New Year’s resolutions have a snowball’s chance of lasting until spring. But if your goal is saving more for retirement, there’s a simple way to make your resolution stick. All it takes is a little effort upfront. “The easiest way to build savings is to make it automatic,” says Paul Fenner, a certified financial planner in Commerce Township, Mich.