In this conversation, Julian and Tommy discuss the necessity of credit cards, personal experiences with money management, and cultural perspectives on spending. They explore innovative ideas for improving the financial system and reflect on their own financial habits and beliefs. The dialogue emphasizes the importance of understanding credit, budgeting, and the impact of cultural differences on financial behavior.

Thank you Tommy and the NEQ team

Landing Page  https://www.diy-debtrelief.com/
Email:  [email protected]
FB:  Tommy A. Kilpatrick     https://www.facebook.com/profile.php?id=61571446316625

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Amazon Book:  https://www.amazon.com/dp/B0D1DV398C/ref=sr_1_1?crid=2T2J79MRKEUEU&dib=eyJ2IjoiMSJ9.G90ZVPhD0xasgrjK1S6Zav-5RWRmyKGJXLtFrEC-vmXA6jUGS2pViUpmSgWO-Ej1.kCp4IluM5LPmPjlMj27czPETspNIHPNSRAuqq-BBEgw&dib_tag=se&keywords=forgive+and+forget+by+kilpatrick&qid=1738377754&sprefix=forgive+and+forget+by+kilpatrick%2Caps%2C328&sr=8-1

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