Hi everyone! Thank you for tuning in to Time for English.

A daughter of a friend of mine is getting her new and first credit card. She has applied for one and is now waiting for it to be approved.

As an English learner, you probably want to learn how to ask if you can use your credit card in shops and restaurants. You can simply ask by saying, "Can I use a credit card?" Can I use a credit card? Or you can also say, "Can I pay by credit card?" Can I pay by credit card?

You can put the question differently from their point of view. In that case, you may want to remember two verbs: to accept and to take. Do you accept credit cards? Do you take credit cards? You can be more specific by mentioning brand names, like "Do you take American Express?" "Do you take VISA?" or "Do you take Mastercard?"

Just always remember: When you use your credit card, you're using borrowed money.

Now, would you like to practice together? I'll read an example sentence, so please repeat after me. Ready?

Do you accept credit cards?