In this episode of My Next Move, Michael decides to take a step back to discuss the money basics. He says that it’s smart to “ … structure concepts around how you might think about allocating your resources in your own financial life.” How, exactly? By breaking your money down into four basic categories of what you save, spend, invest and share. From there you can figure out if you’re overspending, underspending, giving too much away or investing too little. As Michael explains, it’s really just about deciding what you want to accomplish in your life, financially. That’s when the light bulb goes off and then it’s simply a matter of working toward those defined goals by taking structured steps to reach them.