What if your biggest retirement challenge isn’t the market, but the lack of a real plan? Brandon Bowen unpacks why many people enter retirement with savings but no strategy—mistaking a 401(k) for a full financial roadmap. He explains how taxes, budgeting, dividends, income sources, and purpose all shape a more intentional retirement, and why understanding your “why” matters as much as your numbers. With real client stories and practical guidance, this episode reveals what it takes to align your finances with the life you want to live.

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