Today's episode is a controversial one. We go through why you need a credit card and how it can help you make money! We delve deeper as to why most people should have a credit card and how you can improve your credit score in order to get the best deals from the banks and lenders alike. We also go through the disadvantages of having a credit card and how to manage the risk associated with having one. This jam-packed episode is full of golden nuggets to help you reach financial freedom quicker.

I am not a financial advisor, please seek financial advice before making any sort of financial decision.