Do you really need a financial advisor, or can you handle it on your own?

In this episode of Distilled Assets, Jaimin and Rebekah break down the most common fears and questions people have when it comes to working with a financial advisor. They talk about hesitations people face when considering professional financial help, the difference between good and bad advisors, and how fees actually work.

You’ll learn why trust, communication, and the right plan matter more than flashy promises, and why even smart, successful people still need financial guidance. If you’ve ever felt unsure about asking for help with your money, this episode will help you understand what to look for—and what to avoid.

Timestamps:

00:00 Intro

00:34 The Mission Behind the Podcast

02:03 What to Expect from This Episode

03:44 Real Client Story: Finding the Good Adviser

09:00 Why People Avoid Financial Advisors

14:21 Do You Really Need Financial Advisor?

19:45 The Advantages of Hiring an Advisor

23:04 Common Investment Mistakes DIYers Make

29:32 Access to Strategies You Don’t Know About

31:20 The Most Common Advisor Fee Structures

38:24 What Are You Really Paying for?

45:31 Are Financial Advisors Only for the Rich

48:31 Financial Education for Everyone

51:52 Can You Trust Financial Advisors?

54:24 Fiduciary vs. Suitability

57:42 What Questions Should You Ask?

1:03:48 How to Research Advisors

1:07:26 A Client’s Aha Moment

1:10:00 Finding a Plan That Works for Both Spouses

1:15:52 Planning for Families with Special Needs Kids