We've crunched all the numbers and researched all the data. Underdogs - you can't make the playoff. we're sorry. it doesn't matter what you do. We'll review. Unless you are in a power 5 conference, no favors are given and you will always be passed by a 1-loss anybody team. Plus, steve goes swimming and experiences odd swim habits, AND don't forget our red-hot college picks and our up and coming NFL bets.