Dollars and Sense

In this episode, we discuss our hopes, fears, and predictions for 2021. My co-host, Rick Monfred, a fellow principal and financial advisor at Bernstein Private Wealth Management, returns for this third episode of the podcast's second season. 

If you like this episode - or if you don't - please let me know. You can always reach me via email at David dot Greene at Bernstein dot com. 

Stay safe and healthy!

Note to All Listeners: The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s). AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. 

The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. 

© 2021 AllianceBernstein L.P. 

My co-host, Rick Monfred, is - like me - a principal and financial advisor at Bernstein Private Wealth Management. In this episode, we discuss how we talk to our own children about money, and how we've helped clients with similar family discussions.

If you like this episode - or if you don't - please let me know. You can always reach me via email at David dot Greene at Bernstein dot com.

Stay safe and healthy!

Note to All Listeners: The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s). AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. 

The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. 

© 2020 AllianceBernstein L.P. 

This first episode of what might be a second season of Dollars and Sense is pretty different from last season's episodes. I don't have a guest with me on this episode - instead, I have a co-host. My co-host, Rick Monfred, is - like me - a principal and financial advisor at Bernstein Private Wealth Management. In this episode, we discuss how we're thinking about cash in the current environment.

If you like this episode - or if you don't - please let me know. You can always reach me via email at David dot Greene at Bernstein dot com.

Stay safe and healthy!

Note to All Listeners: The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s). AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. 

The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. 

© 2020 AllianceBernstein L.P. 

Bob London is the founder and CEO of Chief Listening Officers, a B2B insights and strategy firm. At Chief Listening Officers, Bob helps companies develop winning brand messaging strategies by uncovering deep, actionable market insights—what Bob sometimes refers to as the customers' Elevator Rant.

Bob has served as a Chief Marketing Officer with both public and private technology companies and serves as an entrepreneur in residence at the University of Maryland's Dingman Center for Entrepreneurship. 

Disclosure

The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s).  AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates.

© 2019 AllianceBernstein L.P.

Haven Pell began writing about politics in 2011 at the website he founded, LibertyPell. He expects to launch a new website, Pundificator.com, later this year. Prior to becoming the Pundificator, Haven was a navy officer, a lawyer, an investment banker, the director of a family office, and one of the co-founders of the Bernstein office in Washington DC. Haven was my mentor when I came to Bernstein in 2008, and even though he has retired from Bernstein, I still think of Haven as one of the best advisors I have ever known.

Haven has been married to the artist Simmy Pell for 45 years; he is the father of three children and the grandfather of four.

Disclosure

The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s).  AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates.

© 2019 AllianceBernstein L.P.

Dante Disparte is the first Head of Policy and Communications for the Libra Association, a newly-formed organization that has brought together social impact organizations and a diverse group of leading businesses from around the world to create a simple global currency and financial infrastructure to empower billions of people. 

Dante comes to Libra with two decades of experience as an entrepreneur, business leader and global risk expert, most recently as founder and head of Risk Cooperative, a strategic risk advisory and insurance brokerage based in Washington, D.C. Dante also serves as an appointee on the Federal Emergency Management Agency (FEMA) National Advisory Council, the United States’ federal emergency response agency. He is a founding advisor of the Global Blockchain Business Council and a senior fellow with the Blockchain Trust Accelerator where he supports technology and digital transformation initiatives. 

Dante is the co-author of “Global Risk Agility and Decision Making” (Macmillan, 2016).

Disclosure

The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s).  AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates.

© 2019 AllianceBernstein L.P.

Blake Allison is the founder and CEO of LifeCents. He also serves as chairman of VALOR USA, a national nonprofit financial education program for veterans, service members and their families which he founded 2012.

In addition to his work at LifeCents, Blake serves on the Board of Directors for Consumer Credit Counseling Services of Maryland and Delaware (CCCSMD), a nonprofit financial counseling agency, and the eHome America National Advisory Committee, which promotes home-buyer education. Previously, he served on the Maryland State Department of Education Advisory Board for Financial Education and as an adjunct professor at Montgomery College in Maryland, where he taught a course on personal finance. Blake’s work in the financial wellness field has been cited in various publications including Forbes, the Wall Street Journal and the Washington Post.

Blake has an MBA in finance from the College of William & Mary and a BBA in finance from James Madison University. He currently lives in Washington, DC.

Disclosure

The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s).  AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates.

© 2019 AllianceBernstein L.P.

Enrico Cecchi is the managing director of the IDI Group Companies. IDI has developed some of the most memorable projects in the Washington metro area over the last thirty years, and continues to lead the condominium and apartment communities in innovation, design excellence, quality workmanship and customer service. At IDI, Mr. Cecchi is directly responsible for overseeing headquarters office management, project financing, asset management, property acquisition and selected zoning matters, joint ventures and partnerships and other legal and contractual matters.

Enrico is a graduate of the University of Virginia and the University of Virginia School of Law. He holds a masters’ degree in real estate and infrastructure from the Carey Business School at Johns Hopkins University. Enrico is active in the business and arts community in the Washington area, serving on boards for the Signature Theater and Wolf Trap, along with the Greater Washington Board of Trade. Enrico is an active member of the YPO US Capital Chapter.

Disclosure

The information presented and opinions expressed are solely the views of the podcast host, commentator and their guest speaker(s). AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice.

AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. 

The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P.

Adam J. Volanth, PE, is president and Chief Executive Officer of Bohler Engineering. Adam is responsible for the leadership and strategic growth of Bohler’s 24 offices. He joined Bohler’s Pennsylvania region in 1992 and quickly became an integral part of the company’s success. Throughout his career, Adam has overseen many multifaceted projects, including the design of various commercial, residential and industrial developments. He is an active member of several influential organizations that impact the future of the industry and is an asset to every Bohler project, providing guidance and creative solutions to both employees and clients.

Disclosure

The information presented and opinions expressed are solely the views of the podcast host, commentator and their guest speaker(s). AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice.

AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. 

The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P.

With over 25 years of experience as a pilot and in aviation project management and worldwide business development, Michael Stoltzfus provides overall strategic direction, vision and leadership as President and CEO at Dynamic Aviation.

Michael joined Dynamic Aviation, a family owned and operated company, in 1990. He started as a pilot and base manager, and went on to work in other roles, including Manager of Flight Operations, Vice President of Flight Operations, and Chief Operating Officer. 

Michael is an active member of the U.S. Capitol chapter of the Young Presidents Organization. He has served on the boards and advisory councils of multiple non-profit organizations. Michael attended Eastern Mennonite University and is an alumnus of the Owner/President Management Program at Harvard Business School.

Disclosure

The information presented and opinions expressed are solely the views of the podcast host, commentator and their guest speaker(s). AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice.

AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor’s personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates. 

The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P.