In this episode, Maryanne and Bec dive into a very real and relatable topic, ADHD and money habits, and how impulse spending can creep in when structure isn’t in place. From self-diagnosed ADHD tendencies to the impact of modern life (hello, constant notifications and scrolling 👀), this conversation explores how our environment may be shaping shorter attention spans and influencing the way we spend.

💡 What We Cover

• The link between ADHD traits and impulse spending
• How the digital world is conditioning distraction and quick dopamine hits
• Why lack of structure leads to overspending, especially in everyday situations like grocery shopping
• The role of self-awareness in managing money habits
• How routine can reduce overwhelm and improve focus
• The concept of avoidance, and how putting things off can make money stress worse over time
• Why ADHD can also be a superpower, especially in problem-solving and thinking ahead

🛠️ Practical Money Tips Shared
✔️ Shop with a plan
Going in without a list = walking out with things you don’t need (and forgetting what you actually needed)
✔️ Use multiple bank accounts

Split your money into:

• Bills account (direct debits)
• Spending account
• Savings account

This helps remove temptation and creates clarity around what you can spend
✔️ Automate where possible
Set up direct debits or scheduled payments to avoid missed bills
✔️ Break down big expenses
If quarterly bills feel overwhelming, consider paying smaller amounts more regularly
✔️ Create simple routines
Even small habits (like how you start your workday) can reduce mental clutter and improve decision-making
✔️ Pause before impulse purchases
Even just a moment of awareness can change the outcome

🧠 Real Talk Moments

• “Sometimes I walk into a shop for one thing… and leave with everything except that one thing.”
• “I know I’m in the mood to spend… and that’s when I try to avoid the shops completely.”
• “It’s not about fixing ADHD, it’s about finding systems that work for you.”
• “Don’t beat yourself up, just adjust the system.”

❤️ Key Takeaway It’s not about being perfect with money, it’s about understanding how your brain works and building systems that support you. Whether you have ADHD or just feel constantly distracted, the goal is the same:
👉 Less overwhelm, more intention, and a structure that works for YOU.