In this episode of Financially Free Gen Z, we welcome our new co-host, Joshua Herrmann! Rachel and Joshua discuss holiday spending habits, and some tips on how to recover from the spendiest time of the year. Special guest Eric Gatz joins to provide some insight on budgeting for the new year.

This podcast is brought to you by Coulee Bank. Member FDIC.

You can read our sources here:

• https://www.discover.com/online-banking/banking-topics/holiday-financial-stress/
• https://news.gallup.com/poll/545450/consumers-increase-holiday-spending-intentions-mid-season.aspx
• https://www.prnewswire.com/news-releases/77-percent-of-consumers-plan-to-participate-in-the-2023-holiday-shopping-season-301993013.html
• https://www.freestylesolutions.com/2023-ecommerce-holiday-season-recap-a-record-breaking-year/

The transcript for this episode can be found here: https://issuu.com/couleebank/docs/financially_free_gen_z-_season_2_ep_1_transcript