In this week's episode, Mark Cernosia welcomes personal finance coach, Tawnya Schultz of The Money Life Coach, who candidly delves into her financial journey and the lessons she’s gleaned along the way. As a community member grapples with investment strategies for optimum growth, Tawnya spotlights the potential of high yield savings and brokerage accounts, while Mark stresses the significance of retirement plans.

The conversation takes a deep dive into the nuances of freelancing—from ensuring clear client communication to mitigate scope creep to the pivotal act of valuing one’s time. Tawnya shares transformative tips for freelancers: the essence of budgeting and the advantages of structuring oneself as an S Corp or LLC. Ethical dimensions of business loopholes, mastering the art of budget management, and advocating for rightful payment also take center stage in this enriching discussion.