Desperate makes u most vulnerable. While being vulnerable can be a good thing sometimes, desperation can make you put what’s most important on the line and have you suffer possible long term or total loss.

Make sure you think about how dire your situation is before taking the next step because once you do something, you can't turn back. Some may say sometimes there may be a second chance, and there always will in some situations but usually you've already incurred some damages. 

Don't corner yourself or pressure yourself too much that you're not making the best decision for yourself. If you start to lose a sense of responsibility in protecting yourself, and become more of a target to crooks, you may lose everything you've worked hard to get up until that very point. You have to remember, you got yourself up to that successful point in your life, whether you feel like it is successful or not. Though it may not even feel like success, if you're growing and not getting yourself into trouble, you're always moving in the right direction in life, and that, is self success, regardless of what anyone thinks.