The IRA Armor Podcast: An Ultimate Guide to Gold IRA Investing

Don’t Be Fooled by the Stock Market Bubble—Get a Gold IRA Now!


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Resources mentioned: go to www.iraarmor.com/quiz and www.iraarmor.com for more information.

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Hey there! And welcome back to The IRA Armor Podcast! I’m your host, Jack Gallegar, and I’m here to help you navigate the wild world of retirement investing with a laser focus on protecting your wealth. If you’re worried about the ups and downs of the market or wondering how to secure your financial future, you’re in the right place. Today, we’re diving into a red-hot topic: “Don’t Be Fooled by the Stock Market Bubble—Get a Gold IRA Now!”


Folks, the stock market might look shiny and promising, but is it a bubble waiting to burst? We’re going to break down why gold could be your financial fortress in these uncertain times. We’ll compare stocks versus gold, looking at volatility and long-term gains, and why gold might just be the smarter play for your retirement. Stick with me, because this episode is packed with insights you don’t want to miss!


But first… are you ready to take control of your retirement? Head over to IRAArmor.com/quiz right now to take a short quiz and get matched with a top Gold IRA company tailored to your financial goals. It’s quick, it’s easy, and it could be the first step to safeguarding your wealth. That’s IRAArmor.com/quiz—don’t wait!


Before we dive in, a quick note: The content on The IRA Armor Podcast and IRAArmor.com is for informational purposes only. We are not wealth advisors, and you should always consult with a qualified financial professional before making any investment decisions. Alright, let’s get into it!

Let’s start with the elephant in the room: the stock market. If you’ve been watching the headlines lately, you’ve probably seen the market hitting record highs. Tech stocks, growth stocks—they’re soaring, and everyone’s talking about the next big thing which is AI. But here’s the question: is this a sustainable rally, or are we in the middle of a bubble that’s about to pop?


Let’s look at the numbers. Over the past 20 years, the S&P 500 has delivered an average annual return of about 8%. Not bad, right? But here’s the catch: that number hides some serious volatility. Take the 2008 financial crisis—stocks tanked by over 50%. If you were nearing retirement, that kind of drop could’ve wiped out years of savings. Even in 2020, during the early days of the pandemic, the market dropped 34% in just a month! And just when they said a recovery was happening, the market dipped hard again in early 2022 and remained stagnant that whole year.


Volatility is the stock market’s middle name. It’s a rollercoaster, and while it can go up, it can also crash hard. Think about the dot-com bubble in 2000 or the housing bubble in 2008. These weren’t just blips—they crushed portfolios. And today? Some analysts are sounding the alarm about overvalued tech stocks, sky-high ratios, and speculative trading in things like crypto. The market’s being propped up by cheap money and investor hype, but what happens when the music stops?


Now, let’s talk about gold. Gold doesn’t get the same hype as a hot new tech stock, but it’s been a reliable store of value for centuries. Unlike stocks, gold doesn’t rely on corporate earnings or economic growth. It’s a tangible asset, and its value often shines when everything else is falling apart. Over the same 20-year period, gold has delivered an average annual return of around 10%, often outperforming stocks, especially during turbulent times.


Here’s the kicker: gold’s volatility is generally lower than stocks. While the S&P 500 can swing 20-30% in a bad year, gold tends to move more steadily. For example, during the 2008 crisis, while stocks were in freefall, gold gained about 5%. In 2020, when the market crashed, gold hit an all-time high, climbing over 25%. It’s not just about returns—it’s about stability. Gold acts like a financial anchor, holding steady when stocks are all over the place.


So, why does this matter for your retirement? If you’re 5 to 20 years away from retiring, or you’re in retirement now, you can’t afford to gamble on a market that might crash right when you need your money. Gold gives you a hedge against that uncertainty. It’s not about chasing quick gains—it’s about protecting what you’ve worked so hard to build.


If you’re thinking about adding gold to your retirement strategy, now’s the time to act. Visit IRAArmor.com/quiz to take a quick quiz and get matched with a top Gold IRA company that aligns with your financial goals. It’s free, it’s fast, and it could be a game-changer for your retirement. That’s IRAArmor.com/quiz—go check it out!

Alright, let’s get into the nitty-gritty and compare stocks and gold head-to-head. I know some of you are thinking, “Jack, stocks have been on a climb—why would I bother with gold?” Fair question, but let’s look at the long-term picture and why gold might just have the edge for your retirement.


First, let’s talk volatility. Stocks are like a wild stallion—exciting, but they can throw you off. The VIX, which measures stock market volatility, often spikes during economic uncertainty. In 2008, the VIX hit 80, signaling pure panic. Even in “normal” years, stocks can swing 10-15% up or down. That kind of volatility can wreak havoc on your retirement plans, especially if you’re close to cashing out.


Gold, on the other hand, is more like a steady workhorse. Its price can fluctuate, sure, but it’s less likely to nosedive overnight. Historical data shows gold’s standard deviation—a fancy way of measuring volatility—is typically lower than stocks. For example, over the past 30 years, gold’s annual volatility has averaged around 15%, while stocks are closer to 20-25%. That means gold is less likely to give you a heart attack when you check your portfolio.


Now, let’s talk gains. Stocks can have monster years—think 2019, when the S&P 500 returned over 30%. But those gains come with a catch: they’re not consistent. Over the long term, stocks have delivered solid returns, but they’re punctuated by brutal crashes. From 2000 to 2010, the S&P 500 barely budged, earning the nickname “the lost decade.” If you were invested solely in stocks during that time, you were treading water.


Gold, by contrast, has shown remarkable resilience. From 2000 to 2020, gold’s price rose from about $280 per ounce to over $1,800, a gain of over 540%. That’s an average annual return of around 9%, outpacing inflation and often rivaling or beating stocks during tough economic periods. Even better, gold tends to perform well when stocks struggle. During the 2000-2002 dot-com crash, gold gained 12% while stocks tanked. In 2008, as I mentioned, gold held steady while stocks plummeted.


Why does gold do this? It’s simple: gold is a safe-haven asset. When investors panic—whether it’s due to inflation, geopolitical chaos, or a market crash—they flock to gold. It’s like the world’s financial lifeboat. And with today’s uncertainties—rising national debt, inflation creeping up, and global tensions—gold’s appeal is stronger than ever.


Now, I’m not saying you should ditch stocks entirely. Diversification is key. But if your portfolio is all stocks, you’re taking a ...

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The IRA Armor Podcast: An Ultimate Guide to Gold IRA InvestingBy IRA Armor Podcast