In this episode of Life Death & The Law, host Shawn Garner sits down with McKenzie A. Bedell and Frank Santa Maria, attorneys from Rafi Law Group, to pull back the curtain on the personal injury process. From the moment of impact to the final settlement, Frank and McKenzie reveal why the "honeymoon phase" of their job involves helping clients navigate life-altering trauma.Together, they debunk the myth of "full coverage" and explain why calling your insurance company first might be your biggest mistake. Whether you’ve just had a fender bender or are looking to protect your family’s financial future, this episode is packed with the "nuances" of the law that insurance adjusters don't want you to know.